Burglary Insurance
Compensation for loss or damage of property and stock following burglary or housebreaking.
Theft causes financial loss and lasting unease. Burglary Insurance compensates for property and goods lost or damaged through burglary or housebreaking, so a break-in does not become the end of a business.
The policy suits shops, warehouses, offices and homes, and can be written alongside property cover as a single package.
Burglary Insurance
Compensation for loss or damage of property and stock following burglary or housebreaking.
Coverage options
Retail shops
Protects inventory, cash registers and display goods against break-ins.
Warehouses
Secures stored goods and high-value inventory against theft.
Offices
Covers electronics, records and office equipment.
Homes & apartments
Safeguards personal belongings, jewellery and electronics.
What you get — and what you don’t
Key benefits
- Cover for damage to the premises caused during the break-in
- Stock declaration policies available for shops and warehouses
- Can be combined with property cover under one schedule
- First-loss basis available where full stock value is not required
Main exclusions
- Theft without visible forcible entry or exit
- Loss involving a member of the household or an employee
- Cash, securities and precious stones unless specifically declared
- Loss discovered only at the time of stocktaking
How a claim works
- 01
File a police report
Lodge an FIR at the nearest police office without delay.
- 02
Inform us within 24 hours
Notify your branch or the claims desk as soon as possible.
- 03
Submit the loss statement
Provide the item list, purchase evidence and the FIR copy.
- 04
Settlement
Payment follows verification of the police investigation.
Documents to keep ready
- First Information Report lodged with the police
- Policy schedule and stock records
- Photographs of the point of entry and the damage
- List of stolen items with purchase evidence